cheap auto insurance

People Driving Less, But Auto Insurance Rates Increase, Reports InsuranceBureau.com

admin — Sun, 04 Jan 2009 13:47:49 +0000

Independent consumer watchdog group, InsuranceBureau.com reports auto insurance rates are on the rise across the country. The average auto insurance rate increase is 7 percent according to the Insurance Information Institute.

North Hollywood, Calif. (Vocus/PRWEB ) December 15, 2008 — Independent consumer watchdog group, InsuranceBureau.com reports auto insurance rates are on the rise across the country. The average auto insurance rate increase is 7 percent according to the Insurance Information Institute.

Interestingly, even though gas prices have fallen, most consumers are still driving less in an effort to conserve money. A poll on GasBuddy.com showed that 70 percent of consumers are driving less even with lower gas prices. “Theoretically, the less you drive, the less chance for an accident, but we are still seeing many companies increase their auto insurance rates,” says Eric Oster, the CEO of InsuranceBureau.com.

Theoretically, the less you drive, the less chance for an accident, but we are still seeing many companies increase their auto insurance rates

There are many options for affordable auto insurance quotes that people may not be aware of or feel they have the time to search for

“There are many options for affordable auto insurance quotes that people may not be aware of or feel they have the time to search for,” says Oster. Using a free insurance quotes comparison service is a fast way to compare auto insurance quotes.

About InsuranceBureau.com:
Website visitors can use InsuranceBureau.com to compare insurance quotes from competing carriers. Insurance quotes can fluctuate in price due to variations in an insurance company's underwriting criteria, profits or losses of the previous year. The key to saving money on insurance quotes is to regularly compare insurance quotes from different carriers. InsuranceBureau.com is a trusted source for unbiased insurance information for consumers.

Insurance Bureau
6400 Laurel Canyon Blvd, Ste 460
North Hollywood, CA 91606
Phone: 800.647.2164
Fax: 800.647.2142

Cleveland Coleman Promoted to Director and Limited Partner of Texas Wasatch Group

admin — Sat, 03 Jan 2009 11:33:11 +0000

Texas Wasatch Insurance/TWG Insurance, a leading broker of auto insurance and home insurance in Texas, is pleased to announce that Cleveland Coleman has been promoted to Director and has become a limited partner of the firm.

Colleyville, TX (PRWEB) December 18, 2008 — Texas Wasatch Insurance/TWG Insurance, a major Texas auto and home insurance broker, has promoted Cleveland Coleman to Director. He has also become a limited partner of the firm. The promotion reflects the ongoing success of the company's growth strategy in its core auto insurance and home insurance business.

Mark E. Jones, Chairman and CEO commented, “Cleveland has had a major impact on our Texas auto insurance and home insurance business. His and others' efforts are propelling what we expect to be a doubling of our home and auto insurance business in 2009. Our growth is a function of intense focus on providing the best home and auto insurance alternatives for our clients and serving them with what I believe is the most capable team in the industry - bar none.”

TWG has saved Texas clients an average of over 30% annually on auto insurance and 20% annually on home insurance.

About Texas Wasatch Insurance/TWG Insurance

Founded in 2003, Texas Wasatch Insurance/TWG Insurance is one of the largest and fastest growing independent insurance agencies and brokers in the United States. It provides homeowners, auto, life, watercraft, umbrella and commercial insurance in over 30 states from over 40 A-rated insurance carriers. The company is headquartered in the Dallas/Fort Worth Metroplex.

You Were Obviously Wrong About How To Find Car Accident Lawyers

admin — Mon, 29 Dec 2008 12:24:47 +0000

With a car accident lawyer working with you, you really have little to fear. When you are involved in any kind of auto incident, however bad, they can wade you through. You certainly will not love it one bit if you get caught without one.
Lawyers go to school to learn how to manipulate the law in their favor. If one works for you, then they’d be manipulating in your favor. You are safe if you have a car accident lawyer a phone call away after a traffic accident. They often come in handy.
There are all kinds of legal aids all over the United States. Some specialize strictly in auto crash legalities, so that if you were to be involved in an auto accident, you know who to call.
You will be able to understand your legal rights better if you had a car accident lawyer with you after a car crash situation. Outside of that, you might not even need them - the lawyers and your legal rights, that is. It’s just the way life is.
There are countless law firms within the shores of the United States. With the sheer number of car crashes that happen these days, the law firms are not making a mistake to dedicate whole departments to helping people with car crash troubles. As a matter of fact, they make quite a lot of money from it.
When you have to deal with the legal woes that befall you when you get involved in a car accident, you’d understand why there is need for all that fuss about car accident lawyers. The law is just too wide for one person to know it all; some simply have to specialize.
What insurance companies don’t tell you when you are paying your premiums is that they are going to be a real pain in the backside before they pay you back anything, even when you are involved in a car crash. So if you know you are well within the limits of the law, you simply need to get a lawyer who knows the law well enough to win your indemnity when you get in another car crash.
Car insurance firms are your best friends until you want your money back. Especially if you were in a car crash, they turn all mean on you and ask if you were responsible for the accident, like that matters! Well, it’s because they haven’t seen your lawyer. Give him a call, and you will get good results. But not without him.

How To Save Hundreds on Your Car Insurance Rates

admin — Sun, 28 Dec 2008 10:15:08 +0000

Car insurance rates vary considerably amongst insurance companies. Unless you get significant customer loyalty discounts, you can commonly reduce your premiums by periodically comparing car insurance rates from different insurance carriers. Switching insurance companies is easy. You insurance agent can time the change so your new coverage starts on the expiration date of you current policy. All you need to do is sign the paper work and pocket the savings. Here are some money saving tips to help you lower your car insurance rates.

Compare rates - Comparing rates is easy with the internet. There are most websites - such as the site mentioned in the footer below - that simplify the process. Be sure you compare the same coverage between each company. Use your current policy deductible and coverage amounts as a baseline for comparison. Compare oranges to oranges if you will.

Company due diligence - Once you have at least three price quotes for your baseline coverage, be sure to look carefully at the insurers. Verify the insurance company’s financial rating and complaint history. You want a financially strong, customer focused company. Some companies are better at handling accident claims than others. Most states provide insurance company ratings on their websites.

Avoid High Risk Insurers - If you have a good driving record you should try to avoid auto insurance companies and agents that target their advertising to high-risk drivers. Generally, their auto insurance rates will be higher.

Increase your deductibles - Once you select the best company, consider raising your deductible if you have a good driving record. The deductable is the amount you pay before the insurance company will pay. Higher deductibles mean lower premiums because you take on more of the risk.

Inquire about discounts - You may be able to lower your premiums if you have recently taken drivers training or have an alarm system in your car. Consider bundling your auto and home insurance under the same insurance company to further lower your combined rates. Student drivers frequently get discounts for maintaining good grades. Low mileage discounts might also be available for you if car pool to work or drive fewer miles per year than most people.

Change vehicles - Your rates are largely determined by your driving record and the type of vehicle you drive. Every car has an insurance rating. Premiums are based in part on the car’s sticker price, the cost to repair it, its overall safety record and the likelihood of theft. For demonstration, if your vehicle model isn’t stolen very frequently, your comprehensive premiums may be comparatively lower. Similarly, if repair costs are often high for your vehicle, collision coverage may cost more than average.

Lower Your Coverage on Older Cars - If you are willing to take on more risk, consider eliminating collision and/or comprehensive coverages on older vehicles. Of course this means you carry more of the risk, but it doesn’t make much sense to pay $1,000 per year for collision insurance on a vehicle that is worth only $3,000.

In most states driving without auto insurance is against the law. If stopped, you may have to pay ticket costs and additional penalties. However, these costs would be insignificant compared to the amount of financial liability you could face if you cause an accident and there are resulting injuries or home damage. Don’t risk it; carry automobile insurance coverage. Use these money saving strategies and most importantly, shop your coverage around periodically to help lower your car insurance rates.

It

admin — Thu, 25 Dec 2008 23:55:56 +0000

With an insurance agent on the web to get economical vehicle insurance quotation is a grand thought, so that you can distinguish and compare one transaction to another quickly and easily. There are various auto insurance agent type websites that you can discover by entering the few keywords into the popular search engine box.

You will be offered with lots of results that explain you that where you can obtain an economical vehicle quotes from different providers. You can discover broker websites that offer you economical auto insurance quotation that have been arrange by software moreover these websites lean to be very proficient and fast when it comes to answering to you with a transcribe email. They realize that business is very competitive and in fact, if you do not receive an email right way then you is probably dealing with an insurance broker that is not very reputable. The best suppliers of low priced car insurance quotes don’t summarize with any kind of spam or try to sell you something else.

The top suppliers of free economical auto insurance quotation will make certain that you have all the details that you require within one or two hour or at the most recent by the ending of the date. The superior ones will provide you accurate commands on how to evaluate economical auto insurance quotation with one to another. There are websites that will proffer you 5, 6 and as more as two dozen economical auto insurance quotations contained by minutes. This sort of service is entirely automatic and charges you nothing. They just want necessary information from you.

Do not provide too much of personal information to any site or agent. When evaluating economical auto insurance quotations there is not require giving anybody something like your S.I.N (social insurance number) or the number of credit card. No auto insuring company requests that details until unless you are really registered in some type of policy.

You should remember that when it moves toward to low-priced auto insurance quotations that you obtain what you may pay for. The economical your premium is the more youre deductable is in the long term and that is not an excellent thing. If you dont disburse now then you may need to pay more lately if you do have met some kind of mishap. So, you have to be very careful while choosing policy.

Knight Ridder/Tribune Business News - Tycoon, Politician Takes Atlanta Auto-Insurance Company Public.

admin — Wed, 24 Dec 2008 00:21:35 +0000

By David McNaughton, The Atlanta Journal-Constitution Knight Ridder/Tribune Business News
Jul. 6–Guy Millner, a Republican whose political ambition crashed at the polls three times in Georgia, is making another run at what he does better: business.
The founder of staffing supplier Norrell completed a deal in April to take his 5-year-old auto insurance company public. AssuranceAmerica is a small venture, with revenue last year of $13.5 million and a loss of $618,000.

Credit Union Management - CUES SKYBOX

admin — Sat, 20 Dec 2008 15:32:42 +0000

GAIN A WHOLE NEW PERSPECTIVE
WHAT DO HERNIA SURGERY & AUTO INSURANCE CLAIMS HAVE IN COMMON?
No, this isn’t a bad joke. And in most cases, the only similarity you might consider between hernia surgery and filing an auto insurance claim is that both can be rather painful.
However, case studies presented at CUES’ CEO Institute III this spring at the University of Virginia’s Darden Graduate School of Business Administration demonstrated several similarities between these experiences as provided by two vastly different companies. Progressive Insurance Company’s Concierge Program and Shouldice Hospital’s hernia operations share several business-model attributes:

MYsurance.net Launches Nationwide, Provides Free Insurance Quotes to Consumers

admin — Wed, 17 Dec 2008 19:03:37 +0000

MYsurance.net launched nationwide today, hoping to save consumers money on insurance and help struggling economy and healthcare system.

The purpose of MYsurance.net is to keep our customers informed and save them money by finding them the best rate possible on their insurance.

Salt Lake City, UT (PRWEB) September 22, 2008 — MYsurance.net, a website that provides free insurance quotes for auto insurance, health insurance, life insurance, home insurance, renters insurance, condo insurance, and annuity insurance, has launched nationwide today.

MYsurance.net has partnerships with all of the nation’s top insurance companies, including: Geico, Allstate, State Farm, Farmers, Aflac, AIG, Nationwide, Liberty Mutual, AAA, Esurance, Humana, New York Life, and more. Users who register with MYsurance.net will receive free insurance quotes from all of the companies that MYsurance.net has partnered with, and can then choose the best rate.

“We are excited for the opportunity to save people money on their insurance policies,” said MYsurance.net CEO Ben Bagley. “With the economy and our healthcare system in a disastrous state, we know that consumers need all the help they can get to save money; we’re confident we can make a difference in people’s lives.”

Bagley also said that it is important for consumers not to settle for the first quote that comes their way. “One of the biggest mistakes people make is to not shop around. People just talk to an insurance agent, receive a quote, and sign on the dotted line.”

MYsurance.net allows customers to see what all of the top companies have to offer and chose which policy they want.

“Insurance companies change their rates and selection criteria daily,” Bagley said. “The purpose of MYsurance.net is to keep our customers informed and save them money by finding them the best rate possible on their insurance.”

MYsurance.net recommends that consumers get a new insurance quote at least twice a year to ensure that they are getting the best rate possible on their insurance policy.

Website URL: http://www.MYsurance.net/

About MYsurance.net:
MYsurance.net is the property of Bagley & Company, LLC.

Contact:
John Bagley
801-943-7676
Support@MYsurance.net

Rejecting Uninsured Motorist Coverage And Stacking

admin — Tue, 16 Dec 2008 08:59:08 +0000

Under Florida law, when someone makes an election not to have uninsured motorist coverage (UM) on their policy, a specifically worded form must be signed. The insured also has the right to accept or reject stacked uninsured motorist coverage. The effect of stacking such coverage would be to double the effective coverage, for instance, if there were two cars on the policy. The question of whether such coverage has been validly rejected often comes into question when the insured is involved in an accident, long after the insurance papers have been executed. The insured, at that point, is typically looking for additional coverage on their policy and challenging whether the rejection of such coverage had been validly executed. One of Florida’s District Courts of Appeal recently considered the question of whether someone, other than the named insured on an auto policy, had the ability to make a binding rejection of such coverage.

The case, which came before the court, involved a husband and wife. The wife was made the “named insured” on the policy and the husband listed as an “additional insured”. At the time that the policy application was completed it was done by the husband. He rejected stacked UM coverage which would have effectively quadrupled their coverage due to four cars being on the policy. Of course, years later they were in a serious accident and challenged the rejection of stacked coverage by the husband who is only listed as an additional insured on the policy.

They lost. The Court discussed the well established case law in Florida on this subject and recently issued a written opinion. Under the principles of agency law, the wife clearly gave her husband the apparent authority to obtain the insurance and waive the stacked coverage. The signature of an insured’s agent on an insurance application binds the insured to the coverage selected. The insured’s agent could be a spouse or even a broker. In that regard, there is case law which says that the insured is bound even if their broker applied for the wrong insurance coverage. The risk of such error lies with the insured who allowed the agent to act on their behalf.

It is not my intention, nor am I allowed, to give legal advice regarding any specific coverage question. However, this case raises an issue which is commonly encountered and one that consumer’s need to specifically consider when they allow someone to act on their behalf in arranging insurance coverage.

2Insure4Less.com Changes How Businesses Shop for Insurance

admin — Sat, 13 Dec 2008 11:50:02 +0000

2Insure4Less.com, has launched a new online center dedicated to helping businesses nationwide to save on business insurance by comparing quotes from various insurance companies.

North Hollywood, CA (PRWEB) August 3, 2007 — 2Insure4Less.com, has launched a new online center at http://www.2insure4less.com/business-insurance.aspx dedicated to helping businesses nationwide save on business insurance by comparing quotes from various insurance companies. 2Insure4Less.com sets a new standard for how businesses shop for general liability, commercial auto, workers compensation, group health and life, and other business insurance policies.

2Insure4Less.com is a one-stop, fast and free way for businesses to shop for all types of business insurance. 2Insure4Less.com automates researching and comparing many quotes, so insurance buyers can save time and effort. By comparing multiple insurance quotes, insurance consumers save money by choosing the policy that fits their needs and budget.

The streamlined and focused design of 2Insure4Less.com removes the clutter found on every other website in the industry. No banner ads or thousands of links crammed onto the page, just simple buttons and images that allow the user to compare insurance rates quickly and easily.

About 2Insure4Less.com
2Insure4Less.com is owned and operated by Itsol Inc. http://www.itsolinc.us/. 2Insure4Less.com helps individuals, families, and now businesses shop for insurance by connecting them with local insurance agents who are part of the QuotesAuction.com nationwide network. Visit http://www.quotesauction.com to learn more. For more information on 2Insure4Less.com call 1-800-647-2164 or visit http://www.2insure4less.com.